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Some employers rethink 401(k) matches amid financial uncertainty

Retirement plan matching is a common employer benefit, but these contributions can take a hit when the economy goes south.


President Donald Trump holds an event for the signing of an executive order focused on retirement.
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New Trump order seeks to close the retirement savings access gap

Some 26 million workers are expected to gain access to a full or partial government IRA match as a result of this initiative.


Bitcoin peaking out of cracked egg in nest
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Trump administration gives green light for alternative assets in 401(k) plans

The Department of Labor recently rolled out a proposed rule seeking to deliver on its promise to allow more alternative assets into 401(k) plans. Here's what HR needs to know.


A split graphic of an older Black woman frowning while looking at a laptop and sitting on the edge of a boat wearing a swimsuit
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Why firms like Abbott and Land O’Lakes let workers retire gradually

Just 7% of employers offered a phased retirement program in 2025, but those that did have seen a few positive returns. Some see it as a way to give workers additional time to save while transitioning out of roles that are core to their identities. Others say it’s helpful for training the next generation of workers.


Senior couple managing home finances
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More small businesses offer employees retirement plans than ever before

The percentage of small businesses offering retirement benefits grew from 19% in 2019 to 30% in 2025.


Piggy Banks for Retirement, Savings
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The federal government is encouraging employers to adopt worker cooperatives and employee stock ownership plans

There was an 8% increase in workers participating in ESOPs over the past decade, but the Department of Labor wants that number to grow more.


Trump State of the Union
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Trump touts forthcoming proposal for workers who don’t have a 401(k)

The president said his administration would offer retirement plans to workers who don’t have access to one through an employer, matching contributions up to $1,000 annually.

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